Accidents are not accidental

I got into a cycle accident a few weeks back. I was riding down Yercaud Switchbacks with Ajay Appaden and Amrit Jose Appaden.
I believe that accidents like this are never the result of just one singular event. It is always a comedy of errors that concludes in one major shitshow.
One of the first things that happened was that there was a slight bit of uneasiness that had crept in before the ride itself. Was not fully fresh and wasn’t that calm. But that wouldn’t have mattered if I had done my usual down-hill checklist. Mistake 1.
Always reduce the seat height. It is something I religiously do when doing a downhill, it transfers the centre of mass towards the back of the bike and massively aids braking and also ensures that you do not flip over the handle bars. I remembered this, but I casually ignored it. Mistake 2.
When I brake, I usually get up off the seat and lean behind it, moving the centre of mass further back. No matter what you hear from others, the Front Brakes of a bike are the ones that actually do the stopping in emergencies. The faster you stop, the higher the chances of a somersault over the handlebars. So farther the Centre of Mass should be to prevent that. I didn’t get up off the already high seats. Mistake 3.
Mistake 3 also saved my balls. So leaning back behind the seat would have been a bad idea if I do not get the bike to stop. As Anagh Padmanabhan succinctly put it, “Leaning behind is critical, if you are sure you will be able to stop”.
I saw the Tata Indica inch toward the switchback, I saw the on coming Lorry. The higher perspective of the cyclist showed me the big picture, the car HAD to be a few more metres down the road for the Lorry to come up. I expected the Indica driver to know that as well. He didn’t. He braked a couple of metres before he should have. I needed one more metre to stop. I shouldn’t have “mentally driven the car”. Mistake 4.
The rest of the mistakes come to light more recently.
My brakes were not as tight as it should have been. I had to pull the levers all the way towards the bike to get the necessary stopping force. I hadn’t checked the play on the cables before the ride. Mistake 5.
I had planned to give the bike for a service for about 3 months. I hadn’t. I got to know today, that my brake cable casings were full of mud, water and muck. The cables were not moving freely within the casing that made braking all the more difficult. I should have done the service. Mistake 6.
So, accidents don’t happen just like that. They are the result of a large list of events culminating to one bizzare outcome.
My helmet saved my head from anything too serious happening to it. Always invest in a helmet. Always.
Anyways, I am back to biking and started it off with an attempted 100k. Was not trained for it in any aspect and had cramps all the way and finally had to pull out of the ride when my rear tube had a massive flat. Had covered about 65kms in a little less than 3 hours.